CURRENT PROGRAMS-COMMUNITY PROJECTS-
(AICP) FREQUENTLY ASKED QUESTIONS
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  1. What is AICP?
2. Who is eligible?
3. Who is responsible for the AIDS Insurance Continuation Program?
4. What does the AICP cover?
5. Will the AICP cover my dependent's health insurance?
6. What should I do once my COBRA coverage runs out?
7. Is it true that if I use my Health Insurance too much I will get my coverage dropped?
8. What will happen if funding for the program is cut?
9. My insurance premium is $600 per month; will the AICP cover this?
10. I pay for my insurance through payroll deduction and my employer will not accept a third party check. How should this be handled?
11. How do I apply for the AIDS Insurance Continuation Program?

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1. What is AICP?
The AIDS Insurance Continuation Program (AICP) is a publicly funded statewide program that pays the monthly or quarterly health insurance premiums for clients who are eligible. The program is funded by the State of Florida general revenue funds and Ryan White Title II funds. The AICP does not provide health insurance policies to clients it merely allows them continue with their current health insurance.

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2. Who is eligible?
Anyone who meets all of the following requirements:
1. Florida resident
2. Diagnosis of AIDS or HIV+ with symptoms.
3. Monthly income less than or equal to 300% of Federal poverty guidelines.
4. Cash assets less than or equal to $4,500 (for one person).
5. Note: this does not include assets such as a house, car, retirement accounts, etc.
6. Currently covered by private health insurance.
7. (Includes COBRA, group family or individual policies).
8. Willing to sign all forms and provide eligibility information.

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3. Who is responsible for the AIDS Insurance Continuation Program?
The AICP is a program run by the Department of Health at the state level. The department contracts with the Health Council of South Florida, Inc. to manage the program throughout the state. The Health Council has formed an enrollment site network with several community based AIDS service organizations. Although many of our clients are on COBRA, the program does not have any formal ties to the COBRA program.

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4. What does the AICP cover?
The AICP covers all forms of private health insurance. The program will also pay for any dental, and vision insurance policies that you may have. The program also covers deductibles and/or co-payments for clients enrolled prior to July 1, 2001. Please contact your case manager or the Health Council if this applies to you.

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5. Will the AICP cover my dependent's health insurance?
The AICP can now pay for dependent's (family) health insurance premiums if you can demonstrate that the entire family is in jeopardy of losing coverage without AICP assistance.

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6. What should I do once my COBRA coverage runs out?
The AICP strongly encourages clients to try to convert their coverage into an individual policy after their COBRA expires (18 or 29 months). Recent legislation should make it somewhat less restrictive to obtain individual health insurance coverage. Please note, many insurance companies charge a one-time conversion fee, the AICP can assist clients with this fee. Please contact your case manager or the Health Council if this applies to you.

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7. Is it true that if I use my Health Insurance too much I will get my coverage dropped?
Absolutely not. It is legally impossible for an insurance company to drop you for use of an insurance policy. The AICP strongly encourages all clients to use their health insurance to obtain care. The AICP currently has many clients who obtain tens of thousands of dollars in healthcare related services through the program each year. It is vital to your health that you at a minimum have regular preventative check-ups with your physician. If you have received such threats from your insurance company, we urge you to contact the State of Florida Department of Insurance (1-800-342-2762).

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8. What will happen if funding for the program is cut?
Currently, this does not appear to be an issue. The Department of Health, and the Florida Legislature have all expressed their support for this program. This year, the Legislature increased funding for the AICP. However, you may want to write to your local legislator to express your thanks for their support of this program and to help ensure that the program continues to be funded.
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9. My insurance premium is $600 per month;
will the AICP cover this?

The AICP pays for health insurance premiums up to $650 per month. In some cases, depending on current demand and funds available, the AICP may be able to exceed this limit. Please have your case manager contact the Health Council if you feel that you are in need of this additional assistance.

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10. I pay for my insurance through payroll deduction and my employer will not accept a third party check. How should this be handled?
By law, the program is not allowed to reimburse individuals for their premium expense.

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11. How do I apply for the AIDS Insurance Continuation Program?
The AIDS INSURANCE CONTINUATION PROGRAM (AICP) is implemented through Community Based Organizations (CBOs) around the state. Each CBO is responsible for the collection of information required for participation and for payment of premiums to insurance carriers. CBOs play an active role in providing their community's AIDS/HIV+ population with an assortment of services including case management, intake, and social and financial counseling. With these resources in hand, each agency is equipped to assess eligibility for the AIDS INSURANCE CONTINUATION PROGRAM. The Health Councils, Inc. does not enroll individuals in AICP. To enroll in AICP, contact one of the following CBOs:

Highlands County
Highlands County Health Dept.
7205 S. George Blvd.
Sebring, FL 33875


Hillsborough County
METRO Wellness & Community Center
1315 7th Ave.
Tampa, FL 33605

Francis House
4703 N. Florida Ave.
Tampa, FL 33603


Manatee County
Manatee County Rural Health Svc.
2703 19th Street Ct. E.
Suite 2
Bradenton, FL 34208


Pasco County
METRO Wellness and Community Center
4747 US Highway 19 South
New Port Richey, FL 34652

Pasco County Health Department
10841 Little Road
New Port Richey, FL 34654

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Pinellas County
ASAP
3050 1st Avenue South
St. Petersburg, FL 33712

Di's Imani, Inc.
3530 1st Avenue North
Suite 208
St. Petersburg, FL 33713

METRO Wellness & Community Center
3251 3rd Ave. North, Suite 125
St. Petersburg, FL 33713


Polk County
Polk County Health Dept.
1255 Brice Blvd.
Bartow, FL 33830
 





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